IMS | UBI Intelligence
UBI that helps you stand out from the crowd.
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Insurance telematics and usage-based insurance (UBI) programs continue to roll out across the globe. With a rapidly changing competitive landscape it’s increasingly difficult to select the correct business models to ensure success. In fact, many programs are starting to look alike – with a focus on price discounts resulting in an inevitable race to the bottom. With the entire industry moving in this direction, only a subset of companies will succeed.Your organization has an opportunity to stand out from the crowd. The key to success is a differentiated and targeted program. IMS UBI Intelligence enables auto insurers to create uniquely targeted programs based on your needs and objectives. Our solution is based on an agile, end-to-end platform that enables speed to market without sacrificing flexibility to create programs targeted at your policyholders.
IMS UBI Intelligence delivers on the promise of being the premier, most complete UBI solution, offering a one-stop shop for an insurer’s UBI needs - no additional suppliers or multiple partners to work with.
OUR KEY DIFFERENTIATIORS
IMS UBI Intelligence offers insurers a single source provider for all their UBI program needs, including hardware, logistics, support, secure data warehousing, data analytics, driver portals and more. No need to deal with multiple suppliers and partners.
Insurers can now boost profitability by tailoring their program strategy to each customer and product in their portfolio. IMS UBI Intelligence provides a wide range of solution options for all types of program and segmentation needs:
Offer your auto policyholders the benefit of insurance discounts along with value-added services, all while encouraging better driver behavior which results in fewer claims.
Track actual vehicle usage and vehicle inactivity.
Target segmented groups such as young drivers, mature drivers and more.
As the only true data source agnostic solution on the market, we work closely with you in choosing the right technologies to adopt to ensure you achieve your growth goals and potential. We make the whole process of a successful launch as simple and easy as possible.
Mobile, OBD, Bluetooth® Wireless Technology Enabled Devices, Hybrid and OEM: Insurers can now easily retrieve vehicle information and driving data through multiple deployment options to reach the intended objectives and goals of a program – including segmentation options that meet the full needs of their book of business.
Explore Data-Agnostic Collection Options >
The DriveSync connected car platform can leverage data from multiple sources including OBD telematics devices, mobile app-based solutions and automotive OEM systems to ensure that your business is ready for growth and change.
IMS offers a number of new innovative smartphone telematics offerings to meet your specific telematics needs.
Explore Mobile Telematics >
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A unique and compelling telematics program.
IMS UBI Intelligence offers an unmatched solution that will help ensure the success of your program in today’s competitive marketplace.
Create customized scoring for both vehicle and driver with a suite of scoring variables while keeping the safety of your policyholders front and center.
Unleash the power of a comprehensive suite of interfaces that allows you to create differentiated solutions based on your strategy and target market. Build highly differentiated, bespoke solutions or leverage our reference applications to get to market quickly.
Give policyholders the flexibility of viewing driving data of secondary drivers to promote safer behavior. You also benefit from the ability to design differentiated programs targeted at new segments, such as multi-driver families, new driver coaching programs and car sharing.
Flexibility is key to a smooth big data and analytics journey. We offer full flexibility in scoring and rating to precisely assess risk for each policyholder and encourage safe driving.
Create a scoring and rating model leveraging any of three methods:
Create differentiation through a unique scoring system.
Leverage a selection of scoring variables for your algorithms.
Display scoring and events in an easy to understand experience for policyholders.
Explore Scoring and Rating
All the tools you need to manage and administer a successful UBI program.
One deployment, using the DriveSync platform, can support both sides of your insurance business – personal lines and commercial lines users.
Improve Loss Ratios and Simultaneously Encourage Safe Driving Practices
This product is powered by our intelligent connected car platform DriveSync®. What this means is that your organization can have access to a variety of value-added connected car services, in addition to this specific program. The DriveSync® connected car platform offers services that connect drivers to their cars, drivers to other drivers and drivers to their surroundings – turning any vehicle into the ultimate connected car.
Your customers can start with IMS UBI Intelligence, and add on Infotainment services, such as voice-powered text and email, Internet radio, Facebook and Twitter updates. Other telematics and valued-added services can also be added, including young drivers programs, fleet monitoring programs, roadside assistance, vehicle health and more. Customers benefit from a broader, more enticing connected car experience that saves time, money and lives. Your organization benefits from new revenue-generating services that also help lock in customers. Start with a program today and expand with new services in the future – it’s that easy.
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