IMS | UBI Intelligence

Usage-Based Insurance for Commercial Lines

Strengthen relationships with commercial lines clients and improve your bottom line.

Strengthen relationships with commercial lines clients and improve your bottom line.


IMS UBI Intelligence for Commercial Lines provides a unique and compelling telematics program to grow and retain your commercial auto insurance business. Coupled with our IMS Fleet Intelligence product, it enables insurers to offer policy discounts and fleet management benefits to small and mid-sized commercial fleets – both of which are currently underserviced by more expensive and complex fleet management offerings. At the same time, insurers get the standard benefits of a UBI program including key vehicle usage data feeds, reduced claims and improved client retention.

White Paper - UBI for Commercial Lines

White Paper - UBI for Commercial Lines

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Datasheet - UBI for Commercial Lines

Datasheet - UBI for Commercial Lines

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Commercial lines UBI - A perfect solution for:

 

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Service Business

Service businesses are all about delivering a service to consumers and company vehicles enable employees to do exactly that. Track vehicles and protect these valuable assets for costs savings, loss reduction and greater operational efficiencies.

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Retail Delivery

For retail business with delivery support, the added value that delivery service brings clients can also be a major expense. Recognize and better understand the impact on the bottom line.

keys icon keys icon Automotive Dealers

Automotive Dealers

Safeguard assets through driver behavior and location monitoring.

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Taxi

Benefit from improved GPS tracking to improve dispatch visibility.

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Emergency Services

Optimize constrained budgets with an affordable, easy-to-use fleet tracking solution.

 

 

Key Benefits for Insurers

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Client Acquisition and Retention:

Provide commercial lines insurers with a unique program tailored to fleet clients’ real business needs with a value-added fleet management product included with the insurance offering.

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Align Offering with Core Valuesand Initiatives:

Demonstrate commitment to environmental stewardship, safer driving,customer satisfaction and technology advancement.

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Reduce Claims:

Use insurance telematics technology to promote and enable safer driving – and, in turn, safer fleets.

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Actual Vehicle Usage Data:

Leverage insurance quality data feeds to learn and understand actual commercial vehicle usage and vehicle inactivity.

Key Benefits for Fleets

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Locate Vehicles in Real-Time:

Always know where vehicles are for efficient utilization and fraud detection.

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Monitor Time Reporting:

Track actual hours worked for drivers with precise vehicle arrival and departure times.

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Control Fuel Costs:

Monitor and manage driver behavior to reduce idle time for fuel savings up to 30%.

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Reduce Fraud:

Identify and set alerts for unauthorized driving areas and times.

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Reduce Maintenance Expenses:

Improve employee driving, vehicle usage and mileage reporting to keep vehicles running smoothly.

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Insurance Savings:

Reduced premiums for signing up.

Business Center - Comprehensive UBI Analytics and Reporting

IMS UBI Intelligence includes a Business Center facilitates the health and management of your UBI program with ease. Equip your program teams with administrative data necessary to help better manage users, inform decision-making and provide insights for measuring program success. A true, end-to-end insurance telematics solution needs to be able to do both – deliver value to your policyholders with administrative ease while providing your internal teams with necessary business intelligence to manage your UBI program.

IMS UBI Intelligence gives your entire team the most comprehensive, end-to-end insurance telematics solution – equipped with the most comprehensive business intelligence reporting, embedded analytics and administrative tools on the market. IMS UBI Intelligence provides program administrators and managers the advantage of a Business Center tool for program management and enriched reporting. From the ability to quickly summarize key performance indicators to enabling deeper analysis of telematics programs, the Business Center goes beyond standard program administration to unlock the wealth of business intelligence that leads to successful usage-based insurance programs.

Busines Center

Business Center Advantages:

  • Rich responsive dashboards, programs diagnostics and data visualizations that help customers manage key performance metrics associated with program health and growth.
  • Flexibile enrollment capabilities, integrated device tracking tools and comprehensive logistics monitoring to help ease program administration and management.
  • Fully integrated customer support tools and capabilities providing customer support teams with a one-stop shop for customer support issue investigation and management.

 

To learn more, visit our BUSINESS CENTER

Connected Car and Telematics Data Security

IMS delivers a strong IT value proposition that enables IT leaders to confidently deploy connected car services and solutions and create new revenue streams and programs. The foundation of the IMS service platform is based on end-to-end security, integrity of collected data, and information availability.

 

IMS solutions meet strict IT requirements for our customers including:

  • End-to-End security: End-to-end policy and process to ensure secure management of client data.

  • Data collection integrity: Checks and balances in place to identify anomalies and avoid data corruption.

  • Information availability: High availability, loading balancing, and internal redundancy resulting in high levels of system uptime and ensuring that clients of IMS (and the client's customers) have access to thier data when they want it.

IMS Business Center Datasheet

IMS Business Center Datasheet

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Whitepaper - Connected Car and Telematics Data Security

Whitepaper - Connected Car and Telematics Data Security

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Contact Us - Usage-Based Insurance for Commercial Lines