IMS | UBI Intelligence
Acquire new commercial lines clients and improve your bottom line.
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IMS UBI Intelligence for Commercial Lines provides a unique and compelling telematics program to grow and retain your commercial auto insurance business. Coupled with our IMS Fleet Intelligence product, it enables insurers to offer policy discounts and fleet management benefits to small and mid-sized commercial fleets – both of which are currently underserviced by more expensive and complex fleet management offerings. At the same time, insurers get the standard benefits of a UBI program including key vehicle usage data feeds, reduced claims and improved client retention.
Service businesses are all about delivering a service to consumers, and company vehicles enable employees to do exactly that. Track vehicles and protect these valuable assets for costs savings, loss reduction and greater operational efficiencies.
Benefit from improved GPS tracking to improve dispatch visibility.
Optimize constrained budgets with an affordable, easy-to-use fleet tracking solution.
Provide commercial lines insurers with a unique program tailored to fleet clients’ real business needs with a value-added fleet management product included with the insurance offering.
Demonstrate commitment to environmental stewardship, safer driving, customer satisfaction and technology advancement.
Use insurance telematics technology to promote and enable safer driving – and, in turn, safer fleets.
Leverage quality insurance data feeds to learn and understand actual commercial vehicle usage and vehicle inactivity.
Always know where vehicles are for efficient utilization and fraud detection.
Track actual hours worked for drivers with precise vehicle arrival and departure times.
Monitor and manage driver behavior to reduce idle time for fuel savings up to 30%.
Identify and set alerts for unauthorized driving areas and times.
Improve employee driving, vehicle usage and mileage reporting to keep vehicles running smoothly.
Reduced premiums for signing up.
IMS delivers a strong IT value proposition that enables IT leaders to confidently deploy connected car services and solutions, and create new revenue streams and programs. The foundation of the IMS service platform is based on end-to-end security, integrity of collected data, and information availability.
End-to-End security: End-to-end policy and process to ensure secure management of client data.
Data collection integrity: Checks and balances in place to identify anomalies and avoid data corruption.
Information availability: High availability, loading balancing and internal redundancy resulting in high levels of system uptime and ensuring that clients of IMS (and the clients' customers) have access to their data when they want it.
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