At IMS, we recognize that the best insurance program requires a comprehensive view of your drivers. We also know that better intelligence about driving behavior requires better data and a better product. That’s why we developed IMS DriveSync, the most intelligent M2M platform in the business. The IMS platform redefines the concept of an end-to-end solution by providing the only true, complete platform that includes device design and production, connectivity, logistics, consumer adoption programs, systems integration, customer care, analytics, portals and even scoring and driving tips.
Partnering with IMS, your program can be fully outsourced and is quickly scalable, allowing you to deploy an effective and unique UBI program.IMS also provides mobile solutions and flexible financing options, including “Telematics as a Service™ to help reduce the initial costs of starting a program. And once our IMS DriveSync device is installed in your drivers’ vehicles, we can deliver premium services to help generate revenue from the program. With IMS you get a team with the experience, insight and best practices developed by working with eight of the top 25 US insurance companies daily.
IMS UBI Intelligence provides a solution that is built to meet your needs:
- The right solution options to meet your objectives
- The right mix of analytics and data to run your program
- The right level of business intelligence to assist decision-making efforts
Benefits for auto insurers:
- Increase loyalty of current policy holders & attract new customers
- Generate revenue via value-added services
- Lower risk, cost and claims
Benefits for drivers:
- Personalized auto insurance premiums:
- Increased driver education & improved driving skills
- More awareness for better preventative maintenance
- Online driver portal for driving summaries
- Mobile app for real-time feedback & tracking
- Expandable to other connected car programs including young driver, fleet, rental vehicle and more
- Access to Premium Services such as traffic, weather, geo-fencing, vehicle diagnostics, roadside assistance and more
Solutions and financing options
Usage-based insurance is taking off in the marketplace, and if you miss it, you could be left behind. If your company is looking to enter the UBI market, but is concerned about extensive start-up costs or a lengthy program development phase, IMS has solutions that will help you overcome these obstacles. We offer a range of UBI options to suit your economic and intelligence needs, starting from no hardware(mobile), no start-up (TaaS) cost programs with basic data all the way to top tiered, value-added solutions that provide the highest possible grade driver data and intelligence. Our complete, end-to-end solutions are designed to increase your customer loyalty and profitability.
Purchase – For clients in the position to invest up front costs, our UBI device purchase options will give you the best value for your money. By purchasing our award-winning IMS DriveSyncR devices up front, you are investing in a top-tiered program that will serve you well into the future. Unit costs will vary
depending on features, volume and length of program.
Telematics as a Service (TaaS) - For clients looking to enter the UBI market without start-up or device acquisition costs, this option makes the
most sense. Not only do you get the program you want without up front device fees, you can also take advantage of manageable monthly costs with
flexible commitment and volume terms.
Premium – This advanced option is for clients who want it all! Ultra combines the Super option with a connected, user-friendly smartphone application.
Get the highest grade of rateable data plus the additional value of Premium Services like traffic, vehicle diagnostics, roadside assistance and more – all
of which will help your program be profitable and produce loyal customers.
Super – For rateable, high quality data, our IMS DriveSync solution is second to none with no dependency on consumer devices. Producing high quality
intelligence for optimal decision making ability, our easy to install device plugs into a vehicle’s OBD-2 port or non-OBD plug.
Regular – Using our IMS DriveSync device, users secure a Bluetooth connection from their vehicle’s OBD-2 port to their smartphone. With increased
connectivity, users are connected to the IMS mobile app as soon as they enter their vehicle. The upgraded data collected is of higher quality vs the
Economy level option.
Economy – Using our mobile application for smartphones, this base level UBI offering is the perfect solution for insurers looking for a fast, economical
and faster entry into the UBI market. Users connect with their smartphone, and no hardware is required. The data collected is basic – just the amount
you need to successfully meet the objectives of your program.
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