IMS UBI Intelligence provides solutions built to meet your needs
We know how important it is to provide the best possible experience for your policyholders. That’s why we have developed a complete turn-key solution for auto insurance telematics and UBI (usage-based insurance) so you can focus on your core competence.
Our approach is end-to-end
Our end-to-end program management starts with the logistics of sending out the in-vehicle telematics unit. Then it includes tailored auto-insurance policyholder adoption programs as well as system integration, secure data storage, data analytics and customer support. This is what makes IMS UBI Intelligence a true turnkey solution.
Built on our award winning telematics platform, DriveSync®, IMS UBI Intelligence is a comprehensive end-to-end solution specially designed for the insurance industry. We draw upon years of experience deploying and managing usage-based insurance solutions in partnership with the leading insurance carriers in the U.S. and Europe.
Our people
We are proud to have some of the most experienced and innovative people in the auto insurance telematics industry on our team. Since 2005, we’ve launched UBI programs with the largest insurance companies in North America and have become experts in operational deployment, product technology, wireless partnerships and program management for UBI programs.
Unlike other products in the market, our solution is more than just technology for your program. Our solution is backed by nearly a decade of experience in this market and a team that is committed to launching differentiated programs that meet our partner’s objectives and delight their policyholders.
To speak with one of our subject matter experts, please email us at info@intellimec.com.
Revenue-generating services for our partners
We understand that the real purpose for usage-based insurance is to lower costs and drive revenue. Far too often, UBI has been positioned as a costly undertaking for with five year payback terms for insurers. We actually see UBI as an opportunity for insurers to further differentiate their offering as well as to build on their relationship with policyholders.
The average policyholder only interacts with their insurer when they’ve been in accident or if they are getting a new car. We have developed a turnkey solution that delivers daily value to drivers and helps insurance companies lower costs and earn incremental revenue.
Our value-added services such as context-aware roadside assistance, vehicle finder and on-demand concierge transform what were traditionally costly UBI programs into revenue-earning opportunities for insurance companies.
To learn more about our value added services, please check out – IMS UBI Intelligence
Our technology
UBI Intelligence is powered by our award-winning telematics and M2M platform, IMS DriveSync®. Our hardware, software and back-end technology has been in production for over seven years and is built on more than 25 years of engineering and manufacturing experience for the car insurance telematics industry.
Our data feeds and analytics include:
- Raw feeds of data elements from the in-vehicle telematics device for OBD II, GPS and accelerometer data elements.
- GIS-enabled data feeds that perform reverse geo-coding for information such as ZIP Code distribution and posted speed limit correlation.
- Summary data feeds provide Key Driving Indicators (KDIs) such as:
- Harsh braking / acceleration
- Speeding
- Travel times and distance traveled
- Emissions and carbon footprint
- Inner-city driver events including roundabout and traffic light recognition
- Rolling stops and left and right turns
- Speed bump impact speeds
Our IP portfolio of over 120 patents cover innovations such as in-vehicle diagnostics and sensory technology, connectivity protocols, data analytics, advanced compression algorithms and end-user interaction with driving data.
Our hardware is a self-installable auto insurance telematics device with full over-the-air upgradeable firmware. Each device has storage capacity of 4MB, and when coupled with IMS advanced compression algorithms and an appropriate configuration, this storage capacity will maintain more than a month of driving for a typical personal vehicle, depending on configuration. The ability to internally store large volumes of driving data is necessary for situations when data cannot be transmitted due to lack of network availability (i.e., remote locations with no coverage, underground parking, international roaming, etc.).
Solutions and financing options
Usage-based insurance and vehicle telematics are taking off in the marketplace, and if you miss it, you could be left behind. If your company is looking to enter the UBI market, but is concerned about extensive start-up costs or a lengthy program development phase, IMS has solutions that will help you overcome these obstacles. We offer a range of UBI options to suit your economic and intelligence needs, starting from no hardware (mobile), no start-up (TaaS) cost programs with basic data all the way to top tiered, value-added solutions that provide the highest possible grade driver data and intelligence. Our complete, end-to-end solutions are designed to increase your customer loyalty and profitability.
To find out more about IMS UBI programs, visit IMS UBI Intelligence. For an immediate response to your usage-based insurance needs, please call Daniel Lajeunesse, Director of M2M Programs at 1.519.745.8887 ex.7005 or email at dlajeunesse@intellimec.com.
See also: Usage-Based Insurance Solutions, PAYD – Pay As You Drive Auto Insurance, M2M & Telematics, Insurance Telematics, IMS Auto Insurnace Telematics
